Pre-Qualified? Pre-Approved? Why you really need to have your file under-written.

A Pre-Qualification, unfortunately is a term of the past.  It stands as a very preliminary picture as to what you may be able to afford when you start your home search.  These days most sellers will NOT accept an offer without at least a Pre-Approval letter, so if you are serious about buying this is the first step towards getting you in your new home.  Finally, having your file under-written is taking your file even further in loan application process and provides a buyer with even more confidence.  Ask us about referrals to our tried and true connections to help with your lending needs. 

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